Access and use where law permits
Our position is simple: the terms here explain how we handle account access, identity checks, record keeping and request handling for India. Where a payment rail such as UPI, Paytm or PhonePe appears in the wallet, it sits behind the same location and account checks that
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apply to the rest of the service. We may ask for proof that the account belongs to you before we change sensitive details, release stored records or act on a written request. If local law changes, our handling changes with it. Nothing on this page expands
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access beyond what the law allows, and nothing here replaces a notice we send to your account email. We also keep a change trail so you can ask what was updated and when.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.